Ted Klontz, Ph.D., is the President of Klontz Coaching & Consulting (www.klontzcoaching.com) and a noted pioneer in bending the fields of psychotherapy and financial planning. He is a speaker, workshop leader, and has an active private coaching/consulting practice. Ted has been a contributor and coauthor of a number of books, including Chicken Soup for the Recovering Soul and Facilitating Financial Health. His work has been featured in Wynonna Judd's best-selling book Coming Home To Myself, and he has been a guest on Today and Naomi's New Morning on the Hallmark Channel.

Rick Kahler, CFP®, MS, ChFC, CCIM, launched his professional career in real estate at age eighteen and went on to earn a master's degree in personal financial planning. He founded Kahler Financial Group in 1981 and became South Dakota's first fee-only financial planner in 1983. Between 1998 and 2003, he served as a member and then chairman of the South Dakota Investment Council. He oversaw a six-billion-dollar portfolio and was widely recognized for making exemplary strides in a time of unprecedented market volatility.